Depósito Barclays a tres meses al 7% TAE

Todavía no habíamos mencionado a Barclays en la guerra de los depósitos y, ciertamente, merece la pena. Su nuevo producto estrella es el Depósito Barclays a tres meses hasta el 7% TAE. El límite de contratación del Depósito Barclays a tres meses hasta el 7% TAE es hasta final de año y su límite es de 60.000 euros en el depósito. Una vez transcurridos este periodo, Barclays traspasa el ahorro a una cuenta corriente cuyo interás es el 3,5% TAE.

Si el Depósito Barclays a tres meses hasta el 7% TAE no te convence, Barclays ofrece: A una semana, la entidad otorga un 3,75% TAE. Si el cliente se mantiene durante un mes completo, la remuneración alcanza el 4% TAE. Para los tres primeros meses, el tipo de interás es el 4,30% TAE, mientras que si la imposición se conserva medio año es del 4,35% TAE.

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41 Comentarios »
  1. hola, como es que no aparece esta deposito anunciado en la web de barclays?

    Comment by Diego — octubre 29, 2007 #

  2. La verdad es que no me lo explico, pero ten por seguro que en las oficinas lo ofrecen

    Comment by Mr Banco — octubre 29, 2007 #

  3. El producto tiene una pega, la CC asociada al 3,5%, ya que cuando termina el depósito, el dinero y el interás va a parar a esa cuenta y la ínica forma de sacar el dinero es con una transferencia, por la cual te cobran el 3 por mil del capital que quieras transferir, así que si quieres sacar 20000€, si quieres recuperarlos, te cobraran 60€, no admite domiciliación de recibos(por si pensabais hacer el truco de sacarlo con un cobro de ING u Open Bank) así que haciendo cuentas, sale más rentable el depósito al 6,5% de Caja Duero.

    Comment by Andromeda — octubre 29, 2007 #

  4. un análisis interesante, el de Andrómeda. una delas apuestas interesantes de Caixa Galicia es a más corto plazo. se llama On Cuenta Mes, es un depósito con total disponibilidad. ofrece un interás base del 4% TAE.

    pero se puede invitar a hasta tres amigos. por cada invitado que contrate el producto, tanto uno como otro se benefician directamente de un 4% TAE adicional. es decir, que se puede beneficiar de hasta el 16% TAE en un mes o tres meses con un 8% TAE.

    un saludo

    Comment by On Caixa Galicia — noviembre 5, 2007 #

  5. si inviertes en deposito barclay, y quieres sacar dien

    Comment by PEPE — noviembre 6, 2007 #

  6. He descubierto dos nuevos depósitos hoy (lo bueno de ir por la calle de Alcala)…

    Banco Gallego: Ofrece un deposito a 6 meses al 5,5 (de lo mejor a ese plazo), lastima que no puedo acceder a su página, el becario programador web de turno pide mínimo flash 6 para verla, paso de descargarlo)

    Caixa de Cataluña: Depósito gancho al 7,5%(ya me sorprendía que esta entidad sacara un producto de ahorro rentable, por lo que se de ellos su política es un poco en plan Cofidis), la información que muestra su web, primer mes al 7,5 y luego 16 meses al 5%, no muy interesante al menos que no quieras complicarte moviendo el dinero.

    Comment by Andromeda — noviembre 10, 2007 #

  7. Otro depósito gancho es el de Banca March (Estos bancos catalanes se piensan que somos tontos con este tipo de depósitos con un interás inicial muy alto)

    Depósito 10: Segín su teláfono de información, a un años, dos primeros meses al 10% resto al 3%, he calculado más o menos un TAE del 4,15%. ¡Mínimo 15.000 €! La pela es la pela chaval.

    Comment by Andromeda — noviembre 10, 2007 #

  8. Lo de la pega por las comisiones en transferencias es relativamente sencillo de subsanar con una OTE desde el banco de destino.

    Yo contrate en Barclays un bienvenida al 10% y lo retire asi al vencimiento.

    Se enfadaron bastante pero solo les queda el derecho al pataleo.

    Un saludo

    Comment by ALBA — noviembre 21, 2007 #

  9. Caja sol Ofrece un depósito a 1 año al 6,17%.
    3 primeros mese al 7%, resto al 5,5%, = 6,17% TAE.
    El mejor una cuenta en Ibanesto.
    Cuenta Azul al 6,15% con el dinero disponible cuando quieras, no cobran comisiones al sacarlo, transferencia,

    Comment by josá — septiembre 2, 2008 #

  10. Andromeda, puedes sacar el dinero con ordenes de traspaso dando la orden a otro banco donde tengas una cuenta. Coste cero euros. Tardan 3 días.

    Comment by espabila — octubre 4, 2008 #

  11. yo mi experiencia con las OTEs es que tardan mas de 3 dias, yo diria unos 5 días laborables.
    actualmente , sobre todo por la disponibilidad, creo que de las mejores opciones es la cuenta azul de ibanesto: 6,15% con disponibilidad total

    Comment by patricia perez — octubre 13, 2008 #

  12. y a dia de oi, en que banco me aconsejeis que contrate un deposito de 3 a 6 meses? Gracias!

    Comment by Kristina — noviembre 12, 2008 #

  13. I think that LopLop right coz never coach wants to lose. And why he don`t choose 5 plpeoe who are playing at Thai coz of they are not U-21(BIDC cup U-21 only) 0

    Comment by Leonardo — noviembre 11, 2015 #

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